Home

Seasoned Banking Executive | Expert in Credit Risk and Loan Portfolio Management

Dennis W. Biearman is a seasoned banking executive with over four decades of experience guiding management teams and boards through complex credit, regulatory, and portfolio management challenges. Known for his expertise in assessing credit exposures, optimizing loan portfolios, and ensuring regulatory compliance, Dennis has helped financial institutions achieve stable, sustainable growth while navigating evolving market and regulatory environments.

About

Dennis W. Biearman is a seasoned banking executive with more than forty years of experience spanning commercial banking, credit unions, and financial consulting. His career reflects deep expertise in credit risk management, commercial lending, loan review, credit administration, and problem asset resolution.

Credit Risk Management & Policy Development – Expert in designing, implementing, and overseeing credit risk frameworks, lending policies, and regulatory compliance programs that strengthen portfolio quality and align with institutional risk appetite.

Commercial & Small Business Lending Leadership – Proven ability to lead end-to-end lending operations, including underwriting, structuring, portfolio management, and business development for small business, commercial, and real estate loans.

Loan Review & Credit Analysis – Extensive experience conducting independent loan reviews, credit due diligence, and asset quality evaluations to ensure sound lending practices and support M&A and regulatory examinations.

Problem Asset & Workout Management – Skilled in managing distressed loan portfolios, developing and executing workout strategies, and leading special assets teams to minimize losses and restore portfolio performance.

Regulatory Compliance & Integration Management – Strong track record of working with federal examiners and bank boards to resolve supervisory agreements and successfully integrate credit, documentation, and risk management processes following mergers or acquisitions.

Contact

Leveraging Experience and Expertise to Build Lasting Success.

Contact me to learn more.

Email: dennis@biearman.com

Phone: 304-873-4224